Hurricane Preparedness Tips for Boat Owners
Be Ready Before the Storm
With hurricane season in full swing, boat owners need to take proactive steps to protect their vessels. Proper preparation can save you from costly damages and ensure your safety. Here are some essential tips to help you safeguard your boat when a storm is on the horizon.
Review Your Insurance Policy
Hurricane damage can be extremely expensive to repair, making a solid insurance policy essential. Review your policy thoroughly to understand what is covered. Some policies may require you to move your boat out of hurricane-prone areas by a specific date. Know the terms in advance to avoid surprises.
Contact Your Marina or Storage Facility
Check with your marina or storage provider to ensure they allow boats to remain on-site during a hurricane. Familiarize yourself with their procedures for securing boats and follow their recommendations. Early communication is key to avoiding last-minute issues.
Prepare a Hurricane Plan
Some insurance companies require a written hurricane plan detailing how and where you will secure your boat. Have a plan ready, and designate someone who can assist if you’re unavailable when a storm approaches. Having a trusted backup is critical if you’re out of town.
Select a Haul-Out Provider
If you need to move your boat ahead of a storm, identify a haul-out provider and location well in advance. Waiting until a hurricane is imminent can leave you scrambling for options, so plan early to avoid stress.
Document Your Valuables
Take inventory of all valuables on your boat, including electronics and other equipment. A video inventory is particularly helpful, make sure to record serial numbers and model names. Keep this documentation in a safe place for easy access if needed.
Secure Important Documents
Do not leave crucial documents, such as insurance policies, registration papers, or licenses, on your boat. Store them in a secure, waterproof location off the vessel.
Remove or Secure Detachable Items
Remove items like antennas, sails, cushions, fishing gear, and any other detachable equipment. Secure all permanent features tightly. For boats on trailers, use tie-downs to anchor the trailer to the ground, deflate the tires, and weigh down the frame for added stability.
Disconnect the Battery
Disconnect your boat’s battery to prevent electrical issues. If your boat is stored in a facility with shore power, ensure that the power is off, and store all power cords securely.
Center and Double-Up Dock Lines
If your boat is docked at a marina or private berth, center it in the slip and double-up all dock lines. Use chafe protectors and account for potential high water levels by adjusting the lines accordingly.
Avoid Staying on Board
No matter how tempting it may seem, never stay on your boat during a hurricane. The risks are far too great, and your safety should always come first. Evacuate early and leave your boat secured as best as possible.